THE LANDTRUST HUNTING LEASE PROGRAM
Protect your Colorado land with real coverage for hunting leases.
LandTrust Hunting Lease Protection helps Colorado landowners add liability insurance to their land, giving you dependable coverage when allowing hunters onto your property.
$1M per occurrence · $2M aggregate · $0 deductible Starting at $200 · A-rated carrier · Certificates issued same day
HOW IT WORKS
From hunting lease insurance quote to active coverage in three steps
01
Get a quote
Tell us where the property is, how many acres are leased, and who's involved — landowner, hunting club, or individual hunter. Most quotes take about a minute, and there's no account required to start.
02
Review your price
See your exact hunting lease liability insurance premium up front — base rate, any additional insured fees, and what's included in your liability limits. No hidden costs, no sales call required.
03
Complete your application
Finish your details, choose how you'd like to pay, and submit. Once approved, your certificate of insurance is issued and emailed the same day to every party named on the policy.
WHY GET COVERED
Your farm policy doesn't cover a paid hunting lease.
Standard homeowner's and farm policies are written for the landowner's own use of the property — not for paid recreational access by hunters, clubs, or outside parties. Most policies explicitly exclude liability that arises from a commercial or paid arrangement on the land.
Hunting lease liability insurance is built specifically for that exposure. Get peace of mind with dedicated liability coverage, no deductible, and same-day certificates at competitive rates.
Covers Paid Access Liability
Hunting lease liability insurance is designed for exactly the situation a farm or homeowner's policy excludes — a landowner who charges hunters for access to their property. It covers bodily injury and property damage claims arising from that paid hunting activity.
Names Everyone on the Policy
Your certificate of insurance names you as the landowner and lists every additional insured on the policy. Hunters and clubs can be added, giving you documented protection and a paper trail that holds up if a claim is ever filed.
Same-Day Certificates
Once your application is approved, a certificate of insurance is issued and emailed the same day to every party named on the policy — no waiting, no back-and-forth, nothing holding up the start of the season.
REAL PROTECTION
Lease the land. We'll cover the risk.
Opening your land to hunters starts with a conversation and a signed lease. LandTrust Hunting Lease Protection makes sure liability coverage is part of that arrangement from day one — built specifically for landowners, not retrofitted from a farm policy.
Leasing in Colorado
Colorado landowners privately hold roughly 56.7% of the state — farms and ranches generating $8 billion in annual agricultural production across cow/calf operations, corn, and hay. Western Colorado hay operations can run four harvests a season, and ranchers statewide are deep into calving and branding from February through June. When elk, deer, and pronghorn seasons open on that same working ground, most farm policies treat paid hunting access as an excluded commercial activity. Hunting lease liability insurance for Colorado landowners closes that gap — covering paid hunting access from the Eastern Plains to the Western Slope without affecting your underlying ranch or farm policy.
Frequently Asked Questions
Most written hunting leases require proof of liability insurance before anyone steps on the property, and it protects both the landowner and the hunters if someone is injured or property is damaged during the hunt.
Almost certainly not. Standard homeowner's and farm policies typically exclude liability arising from commercial or paid recreational activity on the property. Some policies exclude any business activity, which a paid hunting lease can qualify as. The safest assumption is that your existing policy was not written to cover a hunting lease — and that assumption is usually correct.
If the hunter paid for access, you could face a premises liability claim. Hunting lease liability insurance covers bodily injury claims arising from hunting activity on your leased property — including legal defense costs and any covered damages — so the claim does not come directly out of your pocket.
Once your application is approved, your certificate of insurance is issued and emailed the same day to every party named on the policy — the landowner, the hunting club, and any additional insured.
Learn more about listing your land on LandTrust, where you can get the same coverage from Outdoor Underwriters for a fraction of the cost.
List Your Land on LandTrust